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Health Insurance Reform and You

September 6th, 2015 by admin

https://www.youtube.com/watch?v=o1iMkH-E4NY Shopping for health insurance has gotten complicated lately. With the introduction of the Affordable Care Act, there are more plans and more choices than ever. There are many things to consider. 1) How much Tax Credit Do I qualify for? 2) What is the...
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Do I need Health Insurance?

September 6th, 2015 by admin

https://youtu.be/eoLzGACnu2g Shopping for health insurance has gotten complicated lately. With the introduction of the Affordable Care Act, there are more plans and more choices than ever. There are many things to consider. 1) How much Tax Credit Do I qualify for? 2) What is the Individual mandate?...
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What doesn't my homeowners insurance policy cover?

September 4th, 2015 by admin

Homeowners insurance is required by lenders when taking out a mortgage or home equity line of credit. But many borrowers never stop to think about the nature of their asset, and what is covered, and equally importantly, what is excluded. Many of the common coverage's include protection for the structure...
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Offering a variety of solutions for Southern California's diverse needs

March 25th, 2014 by admin

At Morgan Hege Insurance, we know Southern California real estate. One of the major concerns here is fire hazards. Most of the regions in the Southern California are in a high or high brush area, and that poses several challenges when it comes to insurance, especially since insurance has recently become...
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Tags: insurance, risk management, home owner's insurance, escrow, home buying, real estate, homeowners insurance,

Posted in: Insurance,

Content Insurance

March 20th, 2014 by admin

Many homeowners wonder if their homeowners insurance covers contents. Our answer is yes! As a part of your homeowners insurance, your policy provides protection for all of your personal property and contents. Your Kemper policy also has replacement cost on your contents, which is very important. This...
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Tags: insurance planning, homeowners insurance, Kemper Policy, Content Insurance, Morgan Hege,

Posted in: Insurance,

We're the key to making your real estate transactions run smoothly!

February 28th, 2014 by admin

Real estate agents have a lot of contacts. Normally, they refer their clients to a preferred mortgage advisor. They also have a preferred escrow company representative they use for all of their transactions. Same goes for the home warranty company and the title insurance representative. One thing missing...
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Tags: insurance, insurance planning, home owner's insurance, escrow, home buying, real estate,

Posted in: Insurance,

Buying a home in SoCal? Is your insurance agency dragging its feet?

February 3rd, 2014 by admin

When you buy a home, so many services are needed: home inspection, pest control, escrow, and on and on. Sometimes home owner's insurance gets pushed to the back of your mind, but it's necessary in order to mortgage a home. Here in Southern California, home owner's insurance has become especially tricky;...
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Tags: insurance, home owner's insurance, escrow, home buying,

Posted in: Insurance,

Personal Insurance Planning

January 6th, 2014 by admin

Do you want to save time and money on insurance? Contact Morgan Hege to discuss your health insurance needs, wants, and budget. Let us earn your business and win your trust. We aim to be your personal insurance planner and adviser in both your personal and business exposures. We are proud to be a local...
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Do You Want To Save Time or Money? Pick Both!

December 5th, 2013 by admin

We live in a new world where everything is online. We can go to WebMD and self diagnose ourselves before we go to the doctor and get her professional opinion. How often are we convinced that we have some unthinkable disease thanks to our own research, only to find out it’s not as bad as we thought? Or...
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Tags: budgeting, health insurance, online insurance,

Posted in: Insurance,

How Clean Is Your Pool?

November 5th, 2013 by admin

No, I'm not talking about your swimming pool. I'm talking about your insurance pool. Insurance has become increasingly complicated and commoditized. Many people do not understand why there are different rates on insurance. How can one insurance company offer substantially lower rates with better coverage...
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Tags: health insurance, insurance, life insurance, risk management,

Posted in: Insurance,